The elevated LIBOR homepage is officially live!
Take a look around and check out all the exciting changes and improvements we’ve made.
Banking Built for Long Island's Real Estate Community
Metro Realtors Federal Credit Union has served LIBOR members and Long Island families for over 50 years. As a member-owned cooperative, every dollar we earn goes back into better rates and lower fees — not Wall Street profits.
Member-Owned
You are the owner — profits return to you as better rates and fewer fees.
Locally Based
535 Broadhollow Rd, Melville, NY. Real people, right on Long Island.
NCUA Insured
Your savings are federally insured up to $250,000 through the NCUA.
Fast Decisions
Local underwriting means approvals in hours, not days.
Fall Special!
4.50% APR* Auto Loans
Whether you're buying new from a dealer, picking up a used car in a private sale, or refinancing the car you already have — MRFCU has you covered this summer.
- Terms up to 60 months (up to 96 months available with different terms)
- Dealer financing, private sale, or refi
- Fast approval — often same day
- No prepayment penalties
*Rates subject to change. Current MRFCU auto loans do not qualify. Restrictions may apply.
All Loan Products
Every Loan You Need, One Credit Union
From your next car to your Long Island home, MRFCU members get better rates
because we're member-owned — not profit-driven.
New Car Loan
Drive off the lot this summer with rates as low as 4.50% APR. Works with any franchised dealer on Long Island.
Apply TodayUsed Car Loan
Private sale or dealership — we finance both. Flexible terms up to 60 months with fast approval decisions.
Apply TodayRefinance Your Car
Already have a car loan? Refinance with MRFCU and lower your monthly payment. Current MRFCU auto loans do not qualify.
Apply TodayPersonal Loan
Debt consolidation, home improvements, unexpected expenses — quick funding with no collateral required.
Apply TodayHome Mortgage
Purchase or refinance your Long Island home. Local underwriting, competitive rates, closings in ~21 days.
Apply TodayHome Equity Loan
Tap into your home's equity for renovations, education, or major expenses — no prepayment penalties.
Apply TodaySimple Process;
From Application to Keys
Apply Online in Minutes
Our fast application requires no hard credit pull upfront. Get a same-day decision on most auto loans.
Choose Your Vehicle
New, used, dealer, or private sale — bring your approval letter and negotiate from a position of strength.
Drive Away
Funds are disbursed directly to the seller. Your dedicated loan officer handles everything start to finish.
Privacy Policy |
Terms of Use |
DMCA Notice |
Accessibility | Translations
1305 Walt Whitman Road, Suite 310, Melville, New York 11747
Phone: (631) 661-4800
© Long Island Board of Realtors, Inc. All Rights Reserved.
LIBOR’s governing documents, conflict of interest policy and financial statements (including IRS Form 990) are available for inspection during regular business hours upon request by appointment.
Web Design & Development by Matrix Group International, Inc.
Privacy Policy |
Terms of Use |
DMCA Notice |
Accessibility
1305 Walt Whitman Road, Suite 310, Melville, New York 11747
Phone: (631) 661-4800
© 2023 Long Island Board of Realtors, Inc.
All Rights Reserved.
Web Design & Development by
Matrix Group International, Inc.